Welcome to this charming townhome in the desirable Palmetto Trace community! This home features a fantastic layout with the master bedroom conveniently located on the main floor, while upstairs you'll find two additional bedrooms, a Jack & Jill bathroom, and a versatile loft area. The loft is ideal for a home office, workout space, or even a cozy bunk area. Enjoy the outdoors from your private screened porch, and take advantage of the great location within the complex, just steps away from the community pool. Palmetto Trace is known for its friendly community atmosphere and low HOA fees of just $518 per quarter, which include lawn maintenance, access to the community pools, and professional management. The community also offers sidewalks throughout, two inviting pools...and is ideally situated near Pier Park, Gayle's Trail, Frank Brown Park, and the stunning emerald waters of Panama City Beach. This townhome provides an excellent opportunity to enjoy comfortable, coastal living in a great location. Don't miss your chance to make this wonderful home your own!